Don has been in the health insurance industry since 1990, and has been providing benefit consulting services for employers since 1997. He has established himself and CBS as one of the leading independent brokerage companies in Arizona and across the country.
Strategic and administrative support is provided by the CBS Staff:
Our general agency and co-broker partner
Key BGA Support Partners
Bruce Ward, Senior Account Executive
Bruce will be the team leader and your main contact at Black, Gould & Associates (BGA). Mr. Ward has over 36 years experience in the employee benefits field. Bruce has a unique insurance background and has worked for the State of Arizona Department of Insurance, and a National New York Benefits Consulting Finn, Blue Cross of Arizona and now with Black, Gould & Associates. In Bruce's prior job with Blue Cross and Blue Shield of Arizona he was a Major Accounts Consultant. His responsibility was for the sale and renewal of large cases in Arizona. Bruce has a BS Degree in Insurance from Arizona State University.
Deb Marshall, Senior Account Manager
Deborah has over 32 years of insurance experience. She worked for Blue Cross and Blue Shield of Colorado for 2 years in Colorado. Deb then worked for 23 years at Blue Cross Blue Shield of Arizona in many areas including customer service, marketing and management of their HMO Products. She continued her career in the insurance industry with Black, Gould & Associates in 2004 where she continues to provide service to clients, brokers and carriers.
CBS evaluates insurers, administrators, vendors, and partners before recommending them to clients. We employ a rigorous selection criteria and performance objectives when considering outside resources. CBS is licensed to do business with nearly 100 insurance carriers.
We also co-broker partner with the team at Arizona Benefit Plans for many of our uncommon plan strategies. They specialize in solutions for level-funding, self-funding and industry association health plan purchasing groups.